(814) 371-2100 DuBois and I'll help you be aware of all the fees and identify any inaccuracies.
(814) 371-2100 There are certain basic costs linked to closing the sale of a house. These fees are often split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Pennsylvania to help guide you through the deal.
Costs pertaining to your mortgage to be paid at closing
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, these taxes are usually collected (More information)
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
As we hammer out your sale, not only will I work to get the optimal sales price, but I'll also campaign for limited closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you are informed of exactly what you're paying for.
If you are purchasing a home in Clearfield County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not astonished when you come to closing time. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates in question.