Anticipated closing costs

There are certain ordinary fees linked to closing the sale of a house. These costs are commonly split between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Pennsylvania to help guide you through the deal.

Loan-related closing costs (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually paid (More information)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you know exactly where your money is going.

Buyers: If you are buying real estate in Clearfield County, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an appropriate range so you're not shocked when you arrive at closing time. I'll be happy to look through the LE with you, answering your questions and highlighting any estimates of concern.